Things You Must Know Before Purchasing a Property in Bangalore
{Buying a home or real estate is one of the most significant financial decisions anyone takes. The city of Bangalore, known as the IT capital of India, has been a lucrative city for real estate investments thanks to its IT boom, city expansion, and reliable property growth.
However, purchasing a property here requires careful planning. In this blog, we’ll explain everything you need to know before buying property in Bangalore—from area selection to document verification and future resale value.
Clarify Your Buying Purpose
Before you make a property list, you must clarify why you are buying:
• If buying for your own living: Prioritize location, connectivity, amenities, and lifestyle. Choose a home close to your job, schools, and daily needs.
• If buying for investment: Explore emerging localities with high growth prospects such as Budigere Cross, Devanahalli, Whitefield, and Sarjapur Road. Evaluate rental demand and exit options.
? Expert Suggestion: If you plan to move in within the next 2–3 years, opt for a ready-to-move-in property. If your move-in is not urgent, under-construction projects can be more affordable.
Selecting the Right Locality
Bangalore is large and varied, and where you buy matters most in both lifestyle and future returns.
Prime Established Areas: Whitefield, Indiranagar, Koramangala, HSR Layout.
Pros: Great connectivity, well-settled, ready social ecosystem.
Cons: High property prices, few new launches.
Emerging Growth Corridors: Budigere Cross, Devanahalli (near airport), Sarjapur Road, North Bengaluru belt.
Pros: Lower entry price, higher appreciation potential.
Cons: Work in progress, facilities not fully ready.
Verify Legal Documents
Real estate transactions involve a lot of paperwork. Overlooking files can lead to legal complications, so always verify the following:
• ? Sale Deed – Confirms ownership transfer
• ? Title Deed – Shows rightful owner
• ? Encumbrance Certificate (EC) – Ensures no pending dues
• ? RERA Registration what to know before buying in bangalore Number – Listed under RERA
• ? BBMP / BDA Approvals – Building and land use permissions
• ? Tax Receipts – Up-to-date tax payments
?? Must-Do: Work with a trusted real estate partner like AR RAB PROPERTIES or hire a legal expert to avoid risk.
Understand RERA Compliance
The Real Estate (Regulation and Development) Act (RERA) protects homebuyers by enforcing:
• Timely delivery of projects
• Transparent pricing and area measurements
• Protection against misuse
How to check a project’s RERA status: Visit RERA Karnataka’s website and check registration. If missing in records, it’s a red flag.
Builder Track Record Matters
Not all builders meet expectations. Before booking:
• Research track record.
• Check buyer testimonials.
• Inspect finishing in older projects.
• Prefer trusted names.
Some reputed developers: Godrej, Prestige, Brigade, Salarpuria Sattva, Sobha.
Budget & Hidden Costs
Many buyers only consider base price. Remember these:
• Stamp Duty & Registration: 5–6% of property price.
• GST (under-construction): five percent.
• Maintenance Deposit: depends on project.
• Parking Charges: varies builder to builder.
• Legal & Documentation Fees: approx range.
? Tip: Always add 10–12% buffer to cover these.
Ready-to-Move vs Under-Construction:
• Price: Costly vs Cheaper
• Waiting Period: move in now vs delayed handover
• Risk: Safe choice vs possible delays
• Rental Income: earn right away vs wait until handover
Financing & Home Loans
Banks offer 80–85% home loans if documents are in order.
Steps:
1. Get pre-approval before house hunting.
2. Compare offers from SBI, HDFC, ICICI.
3. Check hidden charges.
4. Keep EMI within affordable limit.
Look at Upcoming Development
Projects like metro lines, highways, and tech parks can increase property value.
Examples: Metro Phase 2 & 3, Peripheral Ring Road (PRR), Airport expansion at Devanahalli.
Buying near future development is a growth strategy.
Choose Expert Support
Navigating Bangalore market alone can be overwhelming. A partner like AR RAB PROPERTIES helps with:
• Verified Listings – Only approved
• Transparent Pricing – clear costings
• Expert Guidance – end-to-end help
• Complete Support – Paperwork
Wrapping Up
Investing in Bangalore real estate makes sense, whether for home or long-term investment. The key is due diligence, do legal checks, and choose right builder/location.
With Bangalore’s expansion, your property can be both shelter and wealth.
Visit for details: https://www.arrabproperties.com/